Five tips to improve your financial health in 2013 (BPT) - Creating better financial habits tops many New Year’s resolution lists every year. If it is on your list for 2013, there are a few steps you could consider to help you pursue your goals. According the Fall Merrill Edge Report , 77 percent of mass affluent Americans – those with $50,000 to $250,000 in investabl...
Tips for being safe in the dark with your outdoor equipment (BPT) - In dark corners and spaces where the sun doesn’t shine – or has gone below the horizon for the night – the most useful tool in the world is a light. Having a light source helps keep you safe from tripping, running into objects and causing injuries. Safety is a big concern for those who enjoy the outdoors, esp...
Packing, eating and reheating: Food safety from the store to the table (BPT) - Today’s busy families are always on the go, which means less time for shopping, preparing and eating food. However, there is one thing you can’t skimp on no matter how fast you’re going, and that’s food safety. From grocery shopping to reheating leftovers, you can use several tips to ensure that the food you eat...
The six most common identity theft risks at tax time (BPT) - Tax time is always tough. Whether you will owe or anticipate a refund, plan to do your own taxes or pay a professional to do them for you, preparing and filing your taxes can be a tedious task. It can also be a risky one: the information needed to prepare your taxes is a treasure trove for enterprising identity ...
The 10 'never-break' rules of good credit (BPT) - Some rules are meant to be broken – like the one about not wearing white after Labor Day. Others should remain sacrosanct, such as the rules of good credit. Those are the kind of rules that can make life easier and happier when you follow them – and help ensure your finances stay in good order, too. Unlike fash...
Swimming: Not just for summer anymore (BPT) - It’s dark. It’s cold. Heading to the pool might be the furthest thing from your mind. While summer is the time of year for playing at the beach, pool parties and outdoor water sports, the colder months are actually a great time to start swimming. “Swimming is a low-impact exercise that depending, on the intensi...
How to make your proposal perfect (BPT) - You’ve picked the perfect ring. You’ve practiced the words you’ll use when you propose. But you know she would be livid if you asked her on the big screen at a sporting event. Making an engagement truly memorable will win you points for a lifetime each time she retells your engagement story. These tips will hel...
Advice for families coping with an older driver's changing abilities (BPT) - As we age, and watch our loved ones grow older, it’s important to think about – and plan for – a time when we may no longer be able to drive. But how do we decide when it’s time to transition from driver to passenger? In our busy suburban communities driving is essential to an independent lifestyle, and the dec...
How to achieve 4 common financial goals (BPT) - Whether it’s the new year, a new job, a new baby or simply the right time to get your finances order, the process usually starts with setting some goals. The first step in the process of achieving your financial goals is to recognize what needs to be done to put yourself in the position you want to be in. Once...
This holiday season, share your financial and care inventory with those who need to know (BPT) - Each year, thousands of Americans are thrust into the uncomfortable role of making long-term care decisions for their family members. These emotional decisions can create stressful situations for the entire family, in addition to being time-consuming and expensive. Fortunately, there is a way to help reduce the...
RSV - Three letters every new parent should know (BPT) - Like many parents, Heidi Staats had never heard of respiratory syncytial virus, commonly known as RSV, until she almost lost her son to the common, yet potentially severe disease it can cause. Heidi’s son, Brett, was born only a month preterm. Despite his early arrival, Brett weighed a hearty seven pounds and was deemed ready for discharge after a few short days. Because of his healthy appearance, doctors didn’t think of Brett as a typical “preemie” and didn’t inform Heidi of the in...
How age and ethnicity influence women's financial security (BPT) - The need for retirement security cuts across all social, gender and ethnic lines. The fact is, everyone is going to age and will need support after leaving the workforce. Studies show that women approach this issue differently than men, and women of different ethnicities have varying viewpoints when it comes to ...
