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Simple steps to reduce winter energy costs
Winter's falling temperatures typically lead to higher energy costs as we try to keep our home interiors comfortably warm. At the same time, many of us are concerned about the environmental impact of winter's increased energy use. Is there anything simple a handy homeowner or renter can do to save some money and energy? ...
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Survey says: Payday loan users savvier than you think
(BPT) - Read enough about the state of Americans' finances and you might get the impression that the average consumer is fairly clueless when it comes to making good money decisions. But a new survey indicates that Americans are more credit-savvy than you might think about how and when to use one of the most-maligned typ...
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Is a refinance the right decision?
(BPT) - Once at rock bottom, interest rates have ticked up slightly in recent months. Still, the prospect of refinancing a mortgage remains attractive. Interest rates are projected to rise to 5 percent or above by August 2014, according to an August 2013, Freddie Mac study. 'The window hasn't closed, but homeowners should analyze their mortgage situation to see if a refinance can improve their overall financial picture,' says John Young, director of real estate product management at USAA . Mi...
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Save time and money: Do your federal taxes for free
Taxes can be, well, taxing. But there's a simple, easy way to do your federal taxes, and it's all for free. It's called Free File. Free File does the hard work for you either through brand-name software or online fillable forms. And, it's available only at IRS.gov. Free File is offered through the Internal Revenue Servic...
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Does your employer benefit package measure up?
(BPT) - Many Americans just went through their annual benefits enrollment period at their work. Precious time was spent reviewing the available offerings with spouses and determining which ones best meet their families' needs, weighed against the cost. Yet a good number of Americans may not have taken the time to review ...
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Protect your eyes year-round from UV exposure
(BPT) - Eye protection may not be a top priority for people when they are going about their daily lives, but it should be. Protecting your sense of sight is extremely important and often overlooked. All individuals should protect their eyes so they can stay sharp whether they're on a snowy mountain-top, watching a footba...
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Successful restaurant kitchens have 5 indispensable pieces of cooking equipment
Whether it's a quaint corner cafe, the newest chain in the neighborhood or a high-end steak house with the city's hottest chef, every restaurant owner and manager knows what's in the kitchen can make or break a business. Bottom line: good restaurant equipment is a must. The freshest food is only as good as the equipment that cooks it, so it's essential to invest in quality items that will last through the morning rush and well into the evening hours, every day of the week. The experts at ACit...
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Flip-flops and snow don't mix: Winter foot-health advice
(BPT) - The holidays are over, but most regions of the country face a few more months of winter. Whether you're slogging through deep snow and sub-zero temperatures in the north, or contending with dampness, chill and muddy conditions in the south, it's important to take care of your feet all winter long. You'll want the...
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It's OK to cry [Infographic]
Ever wonder why your man won't shed a tear? You find yourself sniffling over a rom com, weeping at TV commercials or sobbing at your BFF's wedding. You ask yourself, 'What's wrong with me?' Well ladies, the real question we should be asking is 'What's wrong with him?' Cardstore.com surveyed men across America in a national Harris Interactive Survey and constructed a helpful infographic chalk full of stats that answers this age-old question. Deep down, every woman wants the ultimate reaction f...
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Medicare Advantage at risk for seniors and disabled
(BPT) - Nearly 15 million seniors and people with disabilities are enrolled in a Medicare Advantage plan in this country. That number adds up to almost one third of the total Medicare population. Some provisions in the new Affordable Care Act (ACA), if implemented, could jeopardize Medicare Advantage benefits for each an...
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Add value to your home with smart spring home improvements
(BPT) - Snow, blizzards, Arctic winds and damaging ice storms have wreaked havoc across the country this winter. While it may feel as though spring will never come, building experts suggest that now is the time for homeowners to consider spring home improvements that add value and comfort to the home. The push toward ene...
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Know what employers want before applying to be in law enforcement
(BPT) - With the economy improving, more job opportunities are appearing, giving today's students openings to show prospective employers their skills and professional talents. However, the job market is still competitive, and students need to know - and then acquire - the skills prospective employers want. In the law enf...
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Online Features

Heartburn-busting tips to keep summer feasting fun
(BPT) - Warm weather is on the way, which means family gatherings, vacations and lots of party fo...
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Your next profession: Are you meant to be a teacher?
(BPT) - Teaching is an admirable profession, whether you're helping kindergarteners learn to read...
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Caught in a data breach? How to reclaim control of your credit and identity
(BPT) - By the end of the first quarter 2014, more than 200 data breaches compromised millions of...
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